USDS

10/1/2025 - Morpho USD (USDS) has a 30d APY of 71.98%, a TVL of 20,223,490, and an Exponential Risk Rating of C. This pool allows you to lend your USDS to borrowers via an overcollateralized loan.

Morpho USD (USDS) on Ethereum (USDS)

This pool allows you to lend your USDS to borrowers via an overcollateralized loan. Your yield comes from earning interest paid by borrowers. This pool only lends to the weETH collateral market on Ethereum.

USDs is a fully collateralized stablecoin on Ethereum that is backed by yield-generating assets.

Your yield consists of interest earned for lending USDS on the Ethereum blockchain

Investment Strategy

Fundamentals

Risk

Risk of losing your entire investment due to systemic issues. Based on chain, protocols and assets.

Reflects how much principal is at risk due to the nature of the pool's economic design

Morpho USD (USDS)

Pool Design

Reflects how liquid the asset is, collateralization level, dependency risks, and reliance on centralized entities

Asset Strength

Reflects the economic design of the asset and convex relationships

Asset Tokenomics

Code quality of the underlying smart contracts

Morpho Blue

MetaMorpho

Protocol Code Quality

Reflects how long the protocol has been around, the value of the assets deposited in the protocol and its level of decentralization

Protocol Maturity

Protocol’s systemic risks or ponzi like dynamics that can lead to loss of principal

Protocol Design

Reflects how long the blockchain has been running and the total value of assets on the network

Ethereum

Chain Maturity

Reflects the blockchain’s fundamental risks, total value invested, and level of decentralization

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Morpho USD (USDS)

This pool allows you to lend your USDS to borrowers via an overcollateralized loan. Your yield comes from earning interest paid by borrowers. This pool only lends to the weETH collateral market on Ethereum.