Pool profile
Stablecoin
Pool ID
Gearbox USD Lending
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Yield
info
5%
Think of yield as a type of dividend you earn, separately from asset performance.
Exposure
USD
100%
The yield you earn and your initial investment are exposed to the performance of these assets.
Risk
Moderate
Moderate risk of losing your investment due to potential security and risk management issues.
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Full report
Our take
This opportunity acts as a savings account denominated in USD.
Assets
By investing in this opportunity, your exposure to USD will be through the USDC token, which is a USD stablecoin that represents USD on the Ethereum blockchain.
Yield source
Your yield comes primarily from the interest rates paid by borrowers who leverage the assets you've supplied for trading or farming. The more your asset is borrowed, the higher the interest that accrues back to you. On top of this, the provider also boosts your returns through additional marketing incentives. Your yield can fluctuate based on borrow volume and the value of incentive payouts.
Risk perspective
Risks include potential bad debt due to untimely liquidations of collateral assets.
Provider
Gearbox
Chain
Ethereum
Contract address
0x9ef444a6d7F4A5adcd68FD5329aA5240C90E14d2
Yield5%
30d APY
Base
4.5%
Reward
0.5%
.
Investment scenarios
The below scenario simulator is greatly simplified. It intends to illustrate the potential impact of asset price movement on your investment.
One year scenario
Asset valuesunchanged
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Investment
10,000 USDC
Yield rate
5.00% annualized
One year outcome
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Yield
You earned yield on your assets
500
block
Asset
Your asset prices stayed the same
0
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Total
Your return is net positive
500