This opportunity acts as a savings account denominated in USD and works well for investors who want stablecoins pegged to USD.
Risks include Maker's smart contract risk and DAI's exposure to real-world assets like fiat and treasury bills.
Yield is expected to decrease over time to its ~3% target as the utilization of DSR increases. DAI is a stablecoin that usually trades within 20bps of its peg to USD, which makes it a solid store of value.