Ethereum

Goldfinch USD Lending

This pool allows you to lend your USDC to institutional borrowers via an uncollateralized loan. Your yield comes from earning interest paid by institutional borrowers. This pool acts as a senior unsecured loan that provides second-loss capital to borrowers, which means you are prioritized first for any debt repayments before any junior debt holders are paid. Goldfinch also requires loans to be collateralized with off-chain real-world assets. In the event the borrower never repays, you will be subject to principal loss proportional to the total loan amount.